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Forex Broker Minimum Deposit Comparison

June 2026

How much do you need to start trading forex in Europe? We compared the minimum deposit requirements, accepted payment methods, and withdrawal fees across 30 brokers, 22 of them EU-eligible. 12 accept zero deposit. The data below is verified against each broker's current account opening page.

Brokers compared

30

Zero deposit

12

40%

Low deposit (1–50)

10

Premium (100+)

8

Highest deposit

CHF 1,000

Median deposit

10

EU-eligible

22

Quick Answer

12 of 30 brokers accept zero minimum deposit, including Pepperstone (CySEC), IG (BaFin), Saxo Bank (Danish FSA), and Interactive Brokers (CBI Ireland). For beginners with limited capital, these are the safest starting points — no minimum does not mean lower regulation. The practical minimum to trade effectively is EUR 200–500 (enough for multiple micro-lot positions at ESMA's 30:1 leverage). If your budget is under EUR 100, consider Trading 212 (EUR 1 minimum) or XM (USD 5) for micro-lot trading.

Minimum Deposit Matrix — All 30 Brokers

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Sorted by minimum deposit (lowest first). Partner brokers outlined in emerald. Non-EU-eligible brokers highlighted in red.

#BrokerMin. DepositEUAccount TypesDeposit MethodsWithdrawal FeeEUR/USD Spread
1PepperstoneNoneYesStandard, RazorBank Transfer, Credit/Debit Card, PayPal, Skrill, NetellerFreeFrom 0.0 pips (Razor), from 1.0 pips (Standard); EU entity averages 0.1 (Razor) and 1.1 (Standard)
2XTBNoneYesStandard, Swap-Free (international only)Bank Transfer, Credit/Debit Card, PayPal, Skrill, NetellerFree (above minimum threshold)0.8–1.3 pips (from 0.8 at the EU/UK entities; 1.3 standard spread at XTB International)
3IGNoneYesCFD, Spread Betting (UK), Share Dealing, ProfessionalBank Transfer, Credit/Debit Card, PayPalFree0.6–0.9 pips minimum (0.6 at IG UK and IG International; 0.9 at IG Europe)
4BlackBull MarketsNoneNoECN Standard, ECN Prime, Prime+Bank Transfer, Credit/Debit Card, Skrill, Neteller, Bitcoin, USDTFree0.0 pips (ECN Prime), 0.8 pips (ECN Standard)
5Saxo BankNoneYesClassic, Platinum, VIPBank Transfer, Credit/Debit CardFree0.8–1.6 pips (Classic minimum by country: UK 0.8; Saxo Bank A/S 1.1; France 1.6); lower on Platinum/VIP
6CMC MarketsNoneNoCFD, Spread Betting (UK), StockbrokingBank Transfer, Credit/Debit Card, PayPalFree0.7 pips average
7OANDANoneYesStandard (UK/international), Basic (EU), Premium, Elite (EU), Core Pricing (international)Bank Transfer, Credit/Debit Card, PayPal, SkrillFree0.6–0.7 pips minimum (UK 0.6; Australia 0.7); EU entity publishes no EUR/USD spread
8EquitiNoneNoStandard, Premier, ClassicBank Transfer, Credit/Debit Card, Skrill, NetellerFree0.0 pips (Premier), 1.4 pips (Standard); typical, London/New York sessions
9Fusion MarketsNoneNoZero, Classic, Swap-FreeBank Transfer, Credit/Debit Card, Skrill, Neteller, PayPal, CryptoFree0.0 pips (Zero), 0.9 pips (Classic)
10AxiNoneYesStandard, Pro, Elite (international only)Bank Transfer, Credit/Debit Card, Skrill, Neteller, POLi, FasapayFreeFrom 0.0 pips (Pro), from 0.6–0.68 pips (Standard)
11Interactive BrokersNoneYesIndividual, Joint, Trust, Family, InstitutionalBank Transfer, ACH, Wire TransferFree (1 per month, then varies by method)From 0.1 pips (IBKR Pro)
12Trade NationNoneYesStandardBank Transfer, Credit/Debit Card, PayPal, Skrill, NetellerFree0.5 pips (fixed on TN Trader 07:00–21:59 GMT+1; 0.6 overnight)
13Trading 212EUR 1YesInvest, CFD, ISA (UK only)Bank Transfer, Credit/Debit Card, Apple Pay, Google Pay, PayPal, Skrill, iDEAL, SofortFree1.3 pips average
14XMUSD 5YesUltra Low, ZeroBank Transfer, Credit/Debit Card, Skrill, Neteller, Local Payment MethodsFreeFrom 0.0 pips (Zero), from 0.8 pips (Ultra Low); XM EU entity, Ultra Low average 1.1
15ExnessUSD 10NoStandard, Standard Cent, Pro, Raw Spread, ZeroBank Transfer, Credit/Debit Card, Skrill, Neteller, Bitcoin, USDTFree (instant withdrawals available)From 0.0 pips (Raw Spread), from 0.1 pips (Pro), from 0.2 pips (Standard)
16RoboForexUSD 10NoPro-Standard, Pro-Cent, Prime, ECN, R StocksTraderBank Transfer, Credit/Debit Card, Skrill, Neteller, WebMoney, Perfect Money, Bitcoin, USDTFree on most methods0.0 pips (Prime), 0.0 pips (ECN), 1.3 pips (Pro-Standard)
17Capital.comEUR 20YesStandardBank Transfer, Credit/Debit Card, Apple Pay, Google Pay, Skrill, NetellerFree0.7 pips (variable; live quote in Sep 2026)
18AdmiralsEUR 25YesTrade.MT4, Trade.MT5, Zero.MT4, Zero.MT5, Invest.MT5Bank Transfer, Credit/Debit Card, Skrill, Neteller, iDEAL, Przelewy24Free (2 per month, then EUR 1)0.0 pips (Zero), 0.5 pips (Trade)
19FXTMUSD 30NoMicro, Rewards Plus, Rewards, Advantage, Advantage StocksBank Transfer, Credit/Debit Card, Skrill, Neteller, Local Payment Methods (regional)Free for most methods; varies by regionFrom 0.0 pips (Advantage), from 0.9 pips (Rewards), from 1.5 pips (Rewards Plus), from 1.7 pips (Micro)
20eToroUSD 50YesRetail, Professional, CorporateBank Transfer, Credit/Debit Card, PayPal, Skrill, Neteller, Klarna, iDEAL$5 per withdrawalFrom 0.57 pips (0.005% of price at EUR/USD 1.14)
21FXCMGBP 50YesStandard, Active TraderBank Transfer, Credit/Debit Card, SkrillFree1.3 pips (Standard) indicative
22Vantage MarketsUSD 50NoStandard STP, Raw ECN, Pro ECNBank Transfer, Credit/Debit Card, Skrill, Neteller, FasaPay, USDT, Apple PayFree (one withdrawal per month; bank wire fees passed through thereafter)From 0.0 pips (Raw ECN), from 1.4 pips (Standard STP)
23Plus500EUR 100YesRetail, ProfessionalBank Transfer, Credit/Debit Card, PayPal, Skrill, Apple PayFreeFrom 0.8 pips (variable)
24Forex.comUSD 100YesStandard, MetaTrader, RAW Spread (not UK)Bank Transfer, Credit/Debit Card, Skrill, NetellerFree (1 per month, then $25)0.7–0.8 pips minimum (Standard: 0.7 EU/UK; 0.8 international), from 0.0 pips (RAW Spread; not offered in the UK)
25TickmillEUR 100YesClassic, RawBank Transfer, Credit/Debit Card, Skrill, Neteller, PayPalFree0.0 pips (Raw), 1.6 pips (Classic)
26FxProUSD 100YesStandard, cTraderBank Transfer, Credit/Debit Card, Skrill, Neteller, PayPalFreeFrom 0.4 pips (cTrader), from 1.2 pips (Standard); FxPro EU entity, cTrader daily average 0.43
27EightcapUSD 100YesStandard, RawBank Transfer, Credit/Debit Card, Skrill, Neteller, PayPal, Bitcoin, USDTFree0.0 pips (Raw), 1.0 pips (Standard)
28AvaTradeEUR 100YesRetail, Professional, Islamic, OptionsBank Transfer, Credit/Debit Card, Skrill, Neteller, WebMoney, iDEAL, TrustlyFree0.8 pips typical (EU)
29IC MarketsUSD 200YesStandard, Raw Spread (MT4/MT5), Raw Spread (cTrader)Bank Transfer, Credit/Debit Card, PayPal, Skrill, Neteller, BPay, POLiFree (broker absorbs international wire fees up to certain volumes)From 0.0 pips (Raw Spread), from 0.8 pips (Standard); Raw Spread EUR/USD average 0.1
30SwissquoteCHF 1,000YesStandard (EU/international), Premium, Prime, Elite (UK only)Bank Transfer, Credit/Debit CardFree (CHF 10 for international bank transfer)1.4–1.9 pips entry tier (EU Standard 1.9; international Standard 1.8; UK Premium 1.4)

Minimum deposits verified 2026-06-15 from each broker's account opening page. Deposit shown is the lowest across all account types. Partner brokers outlined in emerald. Non-EU-eligible brokers highlighted in red.

Deposit Tiers: Who Is Each Level For?

Minimum deposit thresholds cluster into four tiers. Each serves a different trader profile.

0

Zero Deposit (12 brokers)

Pepperstone, XTB, IG, BlackBull Markets (not EU-eligible), Saxo Bank, CMC Markets (not EU-eligible), OANDA, Equiti (not EU-eligible), Fusion Markets (not EU-eligible), Axi, Interactive Brokers, Trade Nation.

Best for: Beginners testing the waters, experienced traders opening a secondary account for platform evaluation, or high-net-worth clients who want institutional-grade execution without artificial entry barriers. Zero-deposit brokers include some of the most regulated names in the industry (BaFin, Danish FSA, CBI Ireland, SEC/FINRA).

Practical reality: You still need margin. At ESMA's 30:1 leverage, one micro lot (0.01) of EUR/USD requires approximately EUR 33. One mini lot (0.1) requires EUR 333. The “zero deposit” means no minimum to open the account, not that you can trade with EUR 0.

≤50

Low Deposit: EUR/USD 1–50 (10 brokers)

Trading 212 (EUR 1), XM (USD 5), Exness (USD 10, not EU-eligible), RoboForex (USD 10, not EU-eligible), Capital.com (EUR 20), Admirals (EUR 25), FXTM (USD 30, not EU-eligible), eToro (USD 50), FXCM (GBP 50), Vantage Markets (USD 50, not EU-eligible).

Best for: Budget-conscious beginners who want a real-money account to practice with minimal capital at risk. Trading 212 (EUR 1) and XM (USD 5) stand out for micro-lot trading that let you trade with position sizes proportional to tiny balances. Admirals (EUR 25) offers a good middle ground with strong educational content.

100

Standard Deposit: EUR/USD 100 (6 brokers)

Plus500 (EUR 100), Forex.com (USD 100), Tickmill (EUR 100), FxPro (USD 100), Eightcap (USD 100), AvaTrade (EUR 100).

Best for: Active retail traders. EUR/USD 100 is enough for 3 micro lots simultaneously at 30:1 leverage, allowing basic portfolio diversification and risk management. This tier includes strong all-rounders (Plus500, FxPro, Tickmill, AvaTrade) and specialised brokers (Forex.com for DMA, Eightcap for crypto CFDs).

200+

Premium Deposit: USD/CHF 200+ (2 brokers)

IC Markets (USD 200), Swissquote (CHF 1,000).

Best for: Experienced traders prioritising execution quality and institutional-grade infrastructure over low entry barriers. Swissquote (CHF 1,000) is a Swiss-licensed bank with FINMA oversight and banking-grade custody. IC Markets (USD 200) is popular among high-volume scalpers for its raw-spread pricing. Higher deposits often correlate with tighter spreads and faster execution, but not always — several zero-deposit brokers match them.

Deposit Method Availability

How each broker accepts deposits. Bank transfer and card are universal; e-wallets and crypto vary.

Payment MethodBrokers AcceptingCoverageTypical SpeedNotes
Bank Transfer30100%Same day (SEPA Instant) to 1–3 business daysSEPA transfers within eurozone are typically free and same-day
Credit/Debit Card2997%Instant to 30 minutesSome brokers pass through card network fees (1–2%)
Skrill2583%Instant to 1 hourCommon among CySEC-regulated brokers
Neteller2170%Instant to 1 hourCommon among CySEC-regulated brokers
PayPal1447%InstantNot all EU entities accept PayPal; check the specific entity
USDT517%10–60 minutes (1–3 confirmations)May route through offshore entity, not EU-regulated arm
iDEAL413%Varies
Bitcoin413%10–60 minutes (1–3 confirmations)May route through offshore entity, not EU-regulated arm

Withdrawal Fee Comparison

Most EU brokers offer free withdrawals, but conditions vary. Some limit the number of free withdrawals per month; others pass through international wire transfer fees.

BrokerMin. DepositWithdrawal PolicyTruly Free?
PepperstoneNoneFreeYes
XTBNoneFree (above minimum threshold)Yes
IGNoneFreeYes
BlackBull Markets(not EU)NoneFreeYes
Saxo BankNoneFreeYes
CMC Markets(not EU)NoneFreeYes
OANDANoneFreeYes
Equiti(not EU)NoneFreeYes
Fusion Markets(not EU)NoneFreeYes
AxiNoneFreeYes
Interactive BrokersNoneFree (1 per month, then varies by method)Conditional
Trade NationNoneFreeYes
Trading 212EUR 1FreeYes
XMUSD 5FreeYes
Exness(not EU)USD 10Free (instant withdrawals available)Yes
RoboForex(not EU)USD 10Free on most methodsYes
Capital.comEUR 20FreeYes
AdmiralsEUR 25Free (2 per month, then EUR 1)Conditional
FXTM(not EU)USD 30Free for most methods; varies by regionYes
eToroUSD 50$5 per withdrawalVaries
FXCMGBP 50FreeYes
Vantage Markets(not EU)USD 50Free (one withdrawal per month; bank wire fees passed through thereafter)Yes
Plus500EUR 100FreeYes
Forex.comUSD 100Free (1 per month, then $25)Conditional
TickmillEUR 100FreeYes
FxProUSD 100FreeYes
EightcapUSD 100FreeYes
AvaTradeEUR 100FreeYes
IC MarketsUSD 200Free (broker absorbs international wire fees up to certain volumes)Yes
SwissquoteCHF 1,000Free (CHF 10 for international bank transfer)Yes

Minimum Deposit vs Trading Cost

A common assumption is that higher minimum deposits correlate with tighter spreads. The data shows this is unreliable. Several zero-deposit brokers (Pepperstone Razor at 0.0 pips + $3.50/side, OANDA from 0.6 pips in the UK) match or beat premium-deposit brokers on trading cost.

Key finding: Minimum deposit is a barrier-to-entry decision, not a trading-cost optimisation. Choose your broker by regulation, spreads, and execution quality — then check whether the minimum deposit fits your budget. See our Spread Index and Fee Calculator for cost-focused comparisons.

BrokerMin. DepositEUR/USD SpreadCommissionRegulator
PepperstoneNoneFrom 0.0 pips (Razor), from 1.0 pips (Standard); EU entity averages 0.1 (Razor) and 1.1 (Standard)$3.50 per lot per side (Razor), None (Standard)Pepperstone EU Ltd (CySEC)
XTBNone0.8–1.3 pips (from 0.8 at the EU/UK entities; 1.3 standard spread at XTB International)None (0% commission on CFDs)XTB S.A. (KNF)
IGNone0.6–0.9 pips minimum (0.6 at IG UK and IG International; 0.9 at IG Europe)None (spread-only on most accounts)IG Europe GmbH (BaFin)
Saxo BankNone0.8–1.6 pips (Classic minimum by country: UK 0.8; Saxo Bank A/S 1.1; France 1.6); lower on Platinum/VIPNone published for FX, except UK: USD 3 on trades under 50,000 unitsSaxo Bank A/S (Danish FSA)
OANDANone0.6–0.7 pips minimum (UK 0.6; Australia 0.7); EU entity publishes no EUR/USD spreadNone on spread-only pricing; raw/core pricing adds a commissionFCA, ASIC, NFA, KNF
AxiNoneFrom 0.0 pips (Pro), from 0.6–0.68 pips (Standard)$2.25 per lot per side (Pro), None (Standard), $1.75 per lot per side (Elite; international only)Solaris EMEA Ltd (CySEC)
Interactive BrokersNoneFrom 0.1 pips (IBKR Pro)$2.28 per lot per side (IBKR Pro Tiered: 0.20 bp of trade value at EUR/USD 1.14; USD 2.00 minimum per order)Interactive Brokers Ireland Ltd (CBI)
Trade NationNone0.5 pips (fixed on TN Trader 07:00–21:59 GMT+1; 0.6 overnight)None (spread-only)Trade Nation Europe Empresa de Investimento, S.A. (CMVM)
Trading 212EUR 11.3 pips averageNone (zero commission on CFDs; fees apply; zero commission on stocks/ETFs)Trading 212 Markets Ltd (CySEC)
XMUSD 5From 0.0 pips (Zero), from 0.8 pips (Ultra Low); XM EU entity, Ultra Low average 1.1None (Ultra Low); commission charged per trade (Zero)Trading Point of Financial Instruments Ltd (CySEC)
Capital.comEUR 200.7 pips (variable; live quote in Sep 2026)None (other fees apply)Capital Com SV Investments Ltd (CySEC)
AdmiralsEUR 250.0 pips (Zero), 0.5 pips (Trade)$3.00 per lot per side (Zero), None (Trade)Admirals Europe Ltd (CySEC)
eToroUSD 50From 0.57 pips (0.005% of price at EUR/USD 1.14)None (spread-only)eToro (Europe) Ltd (CySEC)
FXCMGBP 501.3 pips (Standard) indicativeNone (Standard); commission pricing by approval only (UK Active Trader from £2.00 per lot per side)Stratos Europe Ltd (formerly FXCM EU Ltd) (CySEC)
Plus500EUR 100From 0.8 pips (variable)No commissions & tight spreads; additional fees may applyPlus500CY Ltd (CySEC)
Forex.comUSD 1000.7–0.8 pips minimum (Standard: 0.7 EU/UK; 0.8 international), from 0.0 pips (RAW Spread; not offered in the UK)$5 per 100K (RAW Spread; not offered in the UK), None (Standard)StoneX Europe Ltd (CySEC)
TickmillEUR 1000.0 pips (Raw), 1.6 pips (Classic)$3.00 per lot per side (Raw), None (Classic)Tickmill Europe Ltd (CySEC)
FxProUSD 100From 0.4 pips (cTrader), from 1.2 pips (Standard); FxPro EU entity, cTrader daily average 0.43$3.99 per lot per side at EUR/USD 1.14 ($0.35 per $10k USD traded) (cTrader), None (Standard)FxPro Financial Services Ltd (CySEC)
EightcapUSD 1000.0 pips (Raw), 1.0 pips (Standard)$3.50 per lot per side (Raw), None (Standard)Eightcap EU Ltd (CySEC)
AvaTradeEUR 1000.8 pips typical (EU)None (spread-only)Ava Trade EU Ltd (CBI)
IC MarketsUSD 200From 0.0 pips (Raw Spread), from 0.8 pips (Standard); Raw Spread EUR/USD average 0.1$3.50 per lot per side (Raw Spread), None (Standard); cTrader: $3.00 per USD 100k per sideIC Markets (EU) Ltd (CySEC)
SwissquoteCHF 10001.4–1.9 pips entry tier (EU Standard 1.9; international Standard 1.8; UK Premium 1.4)None (spread-only)Swissquote Bank Europe (CSSF)

EU-eligible brokers only. Sorted by minimum deposit. Partner brokers highlighted in emerald.

Which Deposit Level Suits Your Profile?

Trader ProfileStarting CapitalPriorityRecommended Brokers
Complete beginnerEUR 50–200Education, demo account, micro lotsXM (USD 5), eToro (USD 50), Capital.com (EUR 20)
Budget-conscious active traderEUR 200–500Low spreads, zero deposit, free withdrawalsPepperstone (None), XTB (None), Axi (None)
Scalper / day traderEUR 500–2,000Tightest spreads, lowest commissions, fast executionPepperstone Razor (None), IC Markets Raw (USD 200), Tickmill Raw (EUR 100)
Swing / position traderEUR 1,000–5,000Low swap rates, swap-free option, multi-assetSaxo Bank (None), IG (None), Interactive Brokers (None)
High-net-worth / institutionalEUR 5,000+Banking licence, fund safety, institutional pricingSwissquote (CHF 1,000), Interactive Brokers (None), Saxo Bank (None)
Copy / social traderEUR 50–200Copy trading platform, low entry, social featureseToro (USD 50), AvaTrade (EUR 100)

Partner Transparency

fx-brokers.eu earns affiliate commissions from Pepperstone and BlackBull Markets. Both publish no minimum deposit. BlackBull Markets does not accept residents of the EU or the UK. Their positions in this table are determined by verified data from their account opening pages, not influenced by commercial relationships.

Pepperstone

Min. deposit: None | 2 account types | 5 deposit methods | Withdrawal: Free

Visit Pepperstone

Methodology

Data source: Minimum deposit requirements sourced from each broker's official account opening page and fee schedule, accessed via the EU-regulated entity (not offshore arms) for EU-eligible brokers; brokers that do not accept EU/EEA retail clients are marked not EU-eligible and shown as published by the entity that serves international clients. Where the broker's website lists different minimums for different account types, the lowest available minimum is shown.

Account types: For EU-eligible brokers, the account types listed are those available to EU retail clients via the broker's EU-regulated entity. Some account types (e.g. cent accounts, certain ECN tiers) may only be available through offshore entities and are noted accordingly.

Deposit methods: Methods listed are those published on the broker's deposit page for EU clients. Availability may vary by country within the EU. Crypto deposit methods may route through a different (often offshore) entity.

Withdrawal fees: “Free” means no broker-imposed fee on the most common withdrawal methods. Bank intermediary fees (correspondent bank charges for international wire transfers) are not included as they are outside the broker's control.

Currency: Minimum deposits are shown in the broker's stated currency. Most EU brokers accept EUR deposits regardless of the stated minimum currency. Currency conversion fees (typically 0.3–1.0%) may apply when depositing in a currency different from the account's base currency.

Verification date: All data verified during the first two weeks of June 2026. Minimum deposits and methods can change; this is a point-in-time snapshot. We aim to update monthly.

Affiliate Disclosure

fx-brokers.eu earns commissions from Pepperstone and BlackBull Markets when visitors open funded trading accounts via links on this site. This commercial relationship does not affect the data in this comparison: minimum deposits, deposit methods, and withdrawal fees are verified independently from each broker's published terms. Non-partner brokers are included on equal terms. For full details, see our About page.

Related Research

This page is published under CC BY 4.0. You may share, adapt, and redistribute with attribution.

FX-Brokers.info, “Forex Broker Minimum Deposit Comparison — June 2026”, https://fx-brokers.info/research/broker-minimum-deposits, accessed [date].

Frequently Asked Questions

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.

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