Capital.com
Capital.com is an AI-driven broker offering 3,000+ commission-free instruments, an award-winning app, and FCA/CySEC regulation for EU traders.
Last verified: April 2026
Daniel Ferretti
Regulatory Affairs Editor
Key Facts
Min Deposit
€20
EUR/USD Spread
0.6 pips average
Max Leverage (Retail)
30:1
Commission
None (spread-only)
Platforms
Capital.com Platform, Capital.com App, MetaTrader 4, TradingView
Regulators
FCA, CySEC, ASIC
Scores Breakdown
Overall Score
Weighted average across all categories
Pros & Cons
Pros
- AI-powered trading insights and smart newsfeeds
- Over 3,000 instruments with zero commission
- Intuitive proprietary platform and mobile app
- Low minimum deposit (EUR 20)
- FCA and CySEC regulated with strong EU presence
Cons
- Relatively new broker (founded 2016)
- No ECN or raw spread account option
- No cTrader support
- Limited advanced order types compared to institutional platforms
Capital.com Review 2026
Overview
Capital.com has made a rapid ascent in the European brokerage landscape since its founding in 2016, distinguishing itself through artificial intelligence integration and a focus on user experience. The broker operates under CySEC regulation for EU clients (Capital Com SV Investments Ltd) and holds additional FCA and ASIC licenses.
Pricing & Fees
The standout feature is the AI-powered trading platform. Capital.com uses machine learning to analyse trading patterns and provide personalised insights, alerting traders to potential behavioural biases such as overtrading or portfolio concentration. This educational AI layer is genuinely innovative and helps less experienced traders make more informed decisions.
Platforms & Tools
With over 3,000 instruments spanning forex, shares, indices, commodities, and cryptocurrencies, Capital.com offers one of the broadest product ranges among newer brokers. All trading is commission-free with costs embedded in competitive spreads, averaging 0.6 pips on EUR/USD. The low EUR 20 minimum deposit makes it accessible to beginners.
Regulation & Safety
The proprietary mobile app has won multiple awards for its clean design and functionality. TradingView and MetaTrader 4 integrations are also available for traders who prefer established charting platforms.
Verdict
The main limitation is the absence of a raw spread or ECN account. Experienced traders who want to minimise costs through tight spreads plus commission will need to look at brokers like IC Markets or Pepperstone. Capital.com is also a relatively young broker, lacking the decades-long track record of IG or Saxo Bank.
How to Open an Account with Capital.com
Register
Visit capital.com and fill out the online registration form with your personal details.
Verify Identity
Upload your proof of identity (passport or national ID) and proof of address (utility bill or bank statement) to comply with KYC requirements.
Fund Account
Deposit funds using Bank Transfer, Credit/Debit Card, Apple Pay, or other supported methods. Minimum deposit is €20.
Start Trading
Choose your preferred platform (Capital.com Platform or 3 other options), set up your charts, and begin placing trades.
Trading Conditions
| Minimum Deposit | €20 |
| EUR/USD Spread | 0.6 pips average |
| Commission | None (spread-only) |
| Max Leverage (Retail) | 30:1 |
| Max Leverage (Pro) | 500:1 |
| Swap-Free Accounts | Available |
| Platforms | Capital.com Platform, Capital.com App, MetaTrader 4, TradingView |
| Account Types | Standard, Plus, Premier |
| Deposit Methods | Bank Transfer, Credit/Debit Card, Apple Pay, Google Pay, Skrill, Neteller, iDEAL, Sofort |
| Withdrawal Fee | Free |
| Founded | 2016 |
| Headquarters | London, UK |
EU Regulation & Protection
ESMA Compliant
Yes
Negative Balance Protection
Yes
Segregated Client Funds
Yes
Compensation Scheme
ICF up to EUR 20,000
Regulatory Licenses
Capital.com FAQ
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CFD Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.