Capital.com
Capital.com is an AI-driven broker offering 5,000+ commission-free CFD instruments, an award-winning app, and FCA/CySEC regulation for EU traders.
#15/29|EUR/USD all-in: $6.00/lotSpread Index- EUR/USD spread
- 0.6 pips average
- Min deposit
- €20
- Max leverage
- Up to 1:30
- Regulators
- FCA, CySEC, ASIC
- Platforms
- Capital.com Platform, Capital.com App, MetaTrader 4
Capital.com does not onboard clients from your region — editorial link only, no commission.
capital.com89% of retail investor accounts lose money.
Quick Answer
Capital.com is a Capital.com is an AI-driven broker offering 5,000+ commission-free CFD instruments, an award-winning app, and FCA/CySEC regulation for EU traders. With an overall score of 8.6/10, it is best suited for multi-asset traders as well as risk-conscious traders. Key features: AI Search and Trading Analytics to surface market context, data and patterns; Over 5,000 instruments with zero commission (other fees apply); Intuitive proprietary platform and mobile app.
Based on our independent 2026 evaluation of Capital.com across 8 scoring dimensions.
Risk warning: 89% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Latest News
Capital.com in the News
ESMA Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 89% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Last verified: July 2026
Regulation Desk
Regulation desk
Key Facts
Min Deposit
€20
EUR/USD Spread
0.6 pips average
Max Leverage (Retail)
Up to 1:30
Commission
None (other fees apply)
Platforms
Capital.com Platform, Capital.com App, MetaTrader 4, MetaTrader 5, TradingView
Regulators
FCA, CySEC, ASIC, CMA, SCB
Scores Breakdown
Overall Score
Weighted average across all categories
Pros & Cons
Pros
- AI Search and Trading Analytics to surface market context, data and patterns
- Over 5,000 instruments with zero commission (other fees apply)
- Intuitive proprietary platform and mobile app
- Low minimum deposit (EUR 20)
- FCA and CySEC regulated with strong EU presence
Cons
- Relatively new broker (founded 2016)
- No ECN or raw spread account option
- No cTrader support
- Limited advanced order types compared to institutional platforms
Capital.com Video Review
Video review coming soon — Capital.com in 3 minutes
We're recording a quick visual walkthrough of fees, platforms and safety. Subscribe to our newsletter to get notified when it drops.
In productionCapital.com Review 2026
Overview
Capital.com has made a rapid ascent in the European brokerage landscape since its founding in 2016, distinguishing itself through innovative proprietary tools and a focus on providing the conditions for its clients to make informed, considered decisions. The broker operates under CySEC regulation for EU clients (Capital Com SV Investments Ltd) and holds additional FCA, CMA, SCB and ASIC licenses.
Capital.com offers two proprietary tools: Trading Analytics and AI Search. Trading Analytics is a behavioural dashboard that surfaces patterns from a client's own trade history — win/loss rate, average holding time, trade sentiment, and how long and short positioning affects results over time. Time frames are customisable from one day to one year, and the tool works in both live and demo mode across mobile and web.
Pricing & Fees
AI Search is built into the platform across iOS, Android and web, and accepts plain-language queries to find instruments, surface market context and news relevant to active positions, and navigate platform features.
The standout feature is the AI-powered trading platform. Capital.com uses machine learning to analyse trading patterns and provide personalised insights, alerting traders to potential behavioural biases such as overtrading or portfolio concentration. This educational AI layer is genuinely innovative and helps less experienced traders make more informed decisions.
Platforms & Tools
With over 5,000 instruments spanning forex, shares, indices, commodities, and cryptocurrencies (not available for UK clients), Capital.com offers one of the broadest product ranges among newer brokers. All trading is commission-free (other fees apply), with costs embedded in competitive spreads, averaging 0.6 pips on EUR/USD. The low EUR 20 minimum deposit makes it accessible to beginners.
The proprietary mobile app has won multiple awards — Best CFD Broker 2026 (Broker Chooser Awards) and Best CFD Trading Platform 2026 (Good Money Guide) — for its clean design and functionality. TradingView and MetaTrader 4/5 integrations are also available for traders who prefer established charting platforms.
Regulation & Safety
The main limitation is the absence of a raw spread or ECN account. Experienced traders who want to minimise costs through tight spreads plus commission will need to look at brokers like Pepperstone or IC Markets. Capital.com is also a relatively young broker, lacking the decades-long track record of IG or Saxo Bank.
How to Open an Account with Capital.com
Register
Visit capital.com and fill out the online registration form with your personal details.
Verify Identity
Upload your proof of identity (passport or national ID) and proof of address (utility bill or bank statement) to comply with KYC requirements.
Fund Account
Deposit funds using Bank Transfer, Credit/Debit Card, Apple Pay, or other supported methods. Minimum deposit is €20.
Start Trading
Choose your preferred platform (Capital.com Platform or 4 other options), set up your charts, and begin placing trades.
Trading Conditions
| Minimum Deposit | €20 |
| EUR/USD Spread | 0.6 pips average |
| Commission | None (other fees apply) |
| Max Leverage (Retail) | Up to 1:30 |
| Swap-Free Accounts | Available |
| Platforms | Capital.com Platform, Capital.com App, MetaTrader 4, MetaTrader 5, TradingView |
| Account Types | Standard |
| Deposit Methods | Bank Transfer, Credit/Debit Card, Apple Pay, Google Pay, Skrill, Neteller, iDEAL, Sofort |
| Withdrawal Fee | Free |
| Founded | 2016 |
| Headquarters | London, UK |
EU Regulation & Protection
ESMA Compliant
Yes
Negative Balance Protection
Yes
Segregated Client Funds
Yes
Compensation Scheme
ICF up to EUR 20,000
Regulatory Licenses
FCA
CySEC
CMA
SCBCapital.com FAQ
Community Reviews
Capital.com User Reviews
Compare Capital.com With
Similar Brokers
OANDA is a veteran forex broker since 1996, known for transparent pricing, flexible lot sizes, excellent research tools, and a long track record of reliability.
XM is ideal for beginner EU traders, offering a $5 minimum deposit, award-winning education, multilingual support in 30+ languages, and CySEC regulation.
eToro is the world's leading social trading platform, letting EU traders copy successful investors while also offering commission-free stock trading alongside forex.
BlackBull Markets is an FMA-regulated ECN broker offering institutional-grade pricing, MT4/MT5/cTrader/TradingView, and zero minimum deposit.
Related Resources
Explore more tools, guides, and comparisons to improve your trading.
Compare Brokers
Side-by-side comparison of fees, platforms, and regulation across top EU brokers.
Broker Finder Quiz
Answer a few questions and get a personalised broker recommendation in seconds.
Best for Beginners
Brokers with the strongest education, responsive multilingual support, and low minimum deposits.
Best Low-Spread Brokers
The tightest EUR/USD spreads among EU-regulated brokers, independently verified.
Best ECN Brokers
True ECN/STP brokers with raw pricing and no dealing desk intervention.
Best for Scalping
Brokers optimised for scalping with fast execution and ultra-low latency.
Free: EU Broker Regulatory Cheatsheet
4-page A4 reference — ESMA leverage caps, regulator strength ranking, and the 12-point pre-account checklist. Plus weekly broker updates.
No spam. Unsubscribe at any time. We respect your privacy.
Explore more
Related pages you might find useful.
Capital.com vs Pepperstone
Head-to-head comparison of fees, platforms, and regulation.
Capital.com vs XM
Head-to-head comparison of fees, platforms, and regulation.
Capital.com vs eToro
Head-to-head comparison of fees, platforms, and regulation.
Best Low-Spread Brokers
Brokers with the tightest EUR/USD spreads for European traders.
Best for Beginners
Top brokers for new traders with great education and support.
Spread Calculator
Calculate real spread costs for any position size.
Open Account
Step-by-step guide to opening a live trading account.
Community
Discussion
Traded with Capital.com? Share your experience, ask a question, or help someone else make a better decision.
Community discussions coming soon. Have a question? Contact us.
You Might Also Like
Top alternative
OANDA
8.6Overall score 8.6/10 — similar profile to Capital.com.
Related category
Best Brokers for Swing Trading
See how Capital.com ranks against peers on the factors it does best.
Relevant guide
ESMA Leverage Rules
How EU retail leverage caps affect your trading.
Head-to-head
Capital.com vs XM
Side-by-side comparison of spreads, fees, platforms and regulation.
Risk warning: 89% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
CFD Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 89% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.