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Tax Guide · 2026

Forex Tax in Italy 2026

Capital gains, CFDs and spread betting — how Italy taxes forex profits in 2026, the headline rate of 26%, filing deadlines, and loss-offset rules enforced by Agenzia delle Entrate.

Italy Forex Tax Rates 2026

The brackets, rates and thresholds that apply to forex and CFD profits in Italy for the 2026 tax year.

Income TierTax RateThresholdNotes
All forex/CFD gains26.0%Per year, flatImposta sostitutiva on redditi diversi
Regime amministrato26.0%Italian brokersAuto-withholding, no Quadro RT needed
Regime dichiarativo26.0%Foreign brokersSelf-declare on Quadro RT
IVAFE wealth tax0.2%Foreign account valueAnnual levy on foreign-held accounts
Loss carry-forwardn/a4 yearsWithin same income category only

Source: Agenzia delle Entrate. Rates apply to the 2026 tax year and are subject to change in national budget updates.

Key things Italy forex traders need to know

1. Who administers forex tax in Italy

The Agenzia delle Entrate is the primary authority responsible for collecting forex and CFD capital-gains tax in Italy. Filings are made annually on Modello Redditi PF, Quadro RT with the deadline falling on 30 November (online Modello Redditi); 30 September (730). All records — broker statements, trade ledgers, and proof of any foreign withholding — should be retained for the statutory minimum period (typically 5-7 years).

2. How forex is classified versus CFDs

Forex and CFD profits are redditi diversi di natura finanziaria under article 67 of the TUIR. They are subject to the 26% imposta sostitutiva separately from ordinary IRPEF income.

3. Spread betting status in Italy

Spread betting is not offered in Italy — the regulator CONSOB treats it as a financial derivative that must comply with MiFID II and is effectively indistinguishable from CFD trading.

4. Cryptocurrency treatment

From 2023 Italy taxes crypto gains above EUR 2,000 per year at 26% under the same imposta sostitutiva regime. Holdings must be declared on Quadro RW and are subject to a 0.2% bollo wealth tax.

5. Professional-trader reclassification

If activity is conducted as reddito d'impresa (business trading), profits move out of the flat 26% regime into IRPEF progressive brackets (23%-43%) plus IRAP and social contributions.

Go deeper: full Italy tax guide

This page is the 2026 headline summary. For an in-depth walkthrough including software recommendations, record-keeping checklists, and foreign-broker declaration workflows, visit the full deep dive.

Read the full Italy tax deep dive

Frequently Asked Questions

How much tax do I pay on forex profits in Italy?
Forex and CFD profits in Italy are taxed at 26% under the Imposta sostitutiva regime, administered by Agenzia delle Entrate. The exact amount depends on your total capital income, any available allowances, and whether Italy's progressive-scale or flat-rate option is more favourable in your specific circumstances.
Do I need to declare foreign-broker profits in Italy?
Yes. Italy residents must self-declare profits from CySEC-passported or other foreign-regulated brokers — they do not usually withhold local tax. Declaration is made annually on Modello Redditi PF, Quadro RT with a deadline of 30 November (online Modello Redditi); 30 September (730).
Is spread betting tax-free in Italy?
Spread betting is not offered in Italy — the regulator CONSOB treats it as a financial derivative that must comply with MiFID II and is effectively indistinguishable from CFD trading.
What happens if I am classified as a professional trader in Italy?
If activity is conducted as reddito d'impresa (business trading), profits move out of the flat 26% regime into IRPEF progressive brackets (23%-43%) plus IRAP and social contributions.
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Reviewed by

Daniel Ferretti

Regulatory Affairs Editor · EU Financial Regulation Specialist

10+ years of experience · 28 articles

  • LLM International Financial Law, University of Luxembourg
  • Former CySEC Compliance Officer

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.

This page is for informational purposes only and does not constitute tax advice. Tax rules change frequently and depend on personal circumstances — consult a qualified local tax adviser before making decisions about your forex or CFD trading activity.