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Trusted by traders•30 brokers compared•Independent since 2024•Last reviewed September 2026

Forex Brokers Accepting PayPal 2026

The most widely recognised e-wallet — fast deposits and strong buyer protection.

Quick Answer

The best EU-regulated forex brokers accepting PayPal in 2026 are Pepperstone, IG, IC Markets. Deposits via paypal typically process in Instant deposit; 1 - 2 days withdrawal with free (paypal may charge currency conversion) on deposits.

About PayPal

PayPal is the most popular e-wallet in the world and is accepted by a growing number of EU-regulated forex brokers. Deposits are typically instant, withdrawals take 1 to 2 business days, and PayPal's Buyer Protection adds an extra layer of security for disputes. PayPal works by linking to your bank account or credit card, so you do not need to share those details directly with the broker. Fees are generally low or zero for deposits, though PayPal does charge a currency conversion fee if your account is in a different currency than the broker requires.

Processing Time

Instant deposit; 1 - 2 days withdrawal

Deposit Fees

Free (PayPal may charge currency conversion)

Withdrawal Fees

Free at most brokers

Typical Limits

EUR 5 - EUR 10,000 per transaction

How PayPal Deposits Work

From the broker's deposit page, select PayPal, log into your PayPal account via the secure redirect, authorize the transaction, and return to the broker. Funds appear in your trading account within seconds. When you withdraw, the broker sends funds to your PayPal email address, and they appear in your PayPal balance within 1 to 2 business days. You can then transfer from PayPal to your bank account, which takes another 1 to 3 business days.

Pros & Cons of Using PayPal for Forex Deposits

Pros

  • ✓Instant deposits and fast withdrawals
  • ✓Buyer protection and dispute resolution
  • ✓No need to share bank or card details with the broker
  • ✓Low minimum deposit (often EUR 5 or EUR 10)
  • ✓Works across Europe and globally

Cons

  • ✗Not accepted at every broker
  • ✗PayPal currency conversion fees (3% - 4%) if currencies mismatch
  • ✗Withdrawals may be limited to the original deposit amount
  • ✗Account must be verified for larger deposits
  • ✗Some PayPal accounts have monthly sending limits

Top 3 Brokers Accepting PayPal

BaFin, CySEC

Min deposit EUR 0

Open Account
#2IG
9.2

BaFin, FCA

Min deposit EUR 0

Open Account

ASIC, CySEC

Min deposit EUR 200

Open Account

All Brokers Accepting PayPal

Every EU-regulated broker in our database that supports PayPal deposits, ranked by overall quality.

10 brokers
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# ▲▼Broker ▲▼Score ▲▼Cost/Lot ▲▼Min Deposit ▲▼EUR/USD ▲▼Max Leverage ▲▼Regulators ▲▼Platforms ▲▼Action
1Pepperstone logoPepperstoneEU9.4$8.00NoneFrom 0.0 pips (Razor), from 1.0 pips (Standard); EU entity averages 0.1 (Razor) and 1.1 (Standard)Up to 1:30
BaFinGermanyCySECCyprus
MetaTrader 4, MetaTrader 5, cTrader, TradingView
2IG logoIGEU9.2$9.00None0.6–0.9 pips minimum (0.6 at IG UK and IG International; 0.9 at IG Europe)Up to 1:30
BaFinGermany
IG Platform, MetaTrader 4, ProRealTime, L2 Dealer, TradingView
This broker does not accept new clients from your region
3IC Markets logoIC MarketsEU9.1$8.00$200From 0.0 pips (Raw Spread), from 0.8 pips (Standard); Raw Spread EUR/USD average 0.1Up to 1:30
CySECCyprus
MetaTrader 4, MetaTrader 5, cTrader, TradingView
This broker does not accept new clients from your region
4CMC Markets logoCMC MarketsNot EU8.9$7.00None0.7 pips averageUp to 1:30 (EU/UK/AU); international clients onboard via CMC Markets Bermuda Ltd (BMA), outside EU/UK compensation schemes
BaFinGermany
Next Generation Platform, MetaTrader 4
5
T2
Trading 212EU
8.9$13.00€11.3 pips averageUp to 1:30
CySECCyprusFSCBulgaria
Trading 212 Web, Trading 212 App
This broker does not accept new clients from your region
6XTB logoXTBEU8.8$8.00None0.8–1.3 pips (from 0.8 at the EU/UK entities; 1.3 standard spread at XTB International)Up to 1:30
KNFPolandCySECCyprus
xStation 5, xStation Mobile
This broker does not accept new clients from your region
7OANDA logoOANDAEU8.6n/aNone0.6–0.7 pips minimum (UK 0.6; Australia 0.7); EU entity publishes no EUR/USD spreadUp to 1:30
KNFPoland
OANDA Platform, MetaTrader 4, MetaTrader 5, TradingView
Affiliate programme not available
8eToro logoeToroEU8.5$5.70$50From 0.57 pips (0.005% of price at EUR/USD 1.14)Up to 1:30
CySECCyprus
eToro Platform, eToro App
This broker does not accept new clients from your region
9FxPro logoFxProEU8.5$12.28$100From 0.4 pips (cTrader), from 1.2 pips (Standard); FxPro EU entity, cTrader daily average 0.43Up to 1:30
CySECCyprus
MetaTrader 4, MetaTrader 5, cTrader, FxPro Platform
This broker does not accept new clients from your region
10
T
TickmillEU
8.5$6.00€1000.0 pips (Raw), 1.6 pips (Classic)Up to 1:30
CySECCyprus
MetaTrader 4, MetaTrader 5, Tickmill App

Risk warnings

Pepperstone:

72.9% of retail CFD accounts lose money.

IG:

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

IC Markets:

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

CMC Markets:

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Trading 212:

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XTB:

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

OANDA:

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

eToro:

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

FxPro:

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Tickmill:

73% of retail investor accounts lose money when trading CFDs with Tickmill Europe Ltd. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Typical Processing Times

Deposit Speed

Instant deposit; 1 - 2 days withdrawal

Time from initiating the transfer to funds appearing in your trading account.

Withdrawal Speed

Free at most brokers

Withdrawals back to your original funding source typically complete within 1 to 3 business days depending on the broker and method.

Frequently Asked Questions

Which EU forex brokers accept PayPal?
Pepperstone, XM, IG, CMC Markets, Plus500, OANDA, Eightcap, eToro, FxPro, Tickmill, FXCM, and Admirals all accept PayPal at their EU entities. Acceptance can vary by region and by the specific broker entity serving your country, so verify before opening an account.
Are there fees for using PayPal with a forex broker?
Most brokers do not charge a fee for PayPal deposits or withdrawals. PayPal itself typically does not charge for same-currency transfers, but will charge a 3% to 4% currency conversion fee if your PayPal balance is in a different currency than the broker requires. To avoid conversion fees, hold a balance in the same currency as your trading account.
How fast are PayPal withdrawals from forex brokers?
PayPal withdrawals are typically processed within 1 to 2 business days at most EU brokers. Some brokers process same-day during business hours. Once PayPal receives the funds, they appear in your PayPal balance immediately, and you can then transfer to your bank in another 1 to 3 business days if needed.
Is PayPal safer than credit card for forex deposits?
They offer similar safety levels. PayPal adds a layer of indirection — the broker never sees your card or bank details, only your PayPal email. PayPal also offers dispute resolution similar to credit card chargebacks. Both methods are safe when used with EU-regulated brokers.

Explore Other Payment Methods

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.

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