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How do I deposit to a forex broker from Germany via SEPA?

Getting StartedLast verified 2026-05-25Reviewed by editorial team

How this answer was verified

  • Cross-checked against broker-published fact sheets, regulator licensing databases, and ESMA product intervention notices.
  • Reviewed by the FX-Brokers EU editorial desks (Markets, Platforms, Regulation). Desk structure disclosed at /about/editorial-desks.
  • Refreshed quarterly. The most recent verification date is shown above. Read our methodology.

Broker mentioned in this answer

Pepperstone logo

Pepperstone

9.4/10

Pepperstone serves EU clients through its CySEC-regulated entity (part of a group also licensed by BaFin, the FCA and ASIC), offering razor-sharp spreads, zero minimum deposit, and excellent execution across MT4, MT5, cTrader, and TradingView.

Visit BrokerBaFin · CySEC · FCA · ASIC

73.7% of retail CFD accounts lose money.

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Related

How do I deposit to a forex broker via bank wire?

Bank wire deposits to forex brokers take 1-3 business days for SEPA and 2-5 days for SWIFT. Log into the broker portal, select Deposit > Bank Wire, copy the unique reference code, and submit a transfer via your online banking. Funds appear in the trading account once the broker compliance team matches the reference.

How do I deposit funds to a forex broker?

EU brokers accept SEPA bank transfer, debit/credit card (Visa, Mastercard), Skrill, Neteller, Apple Pay, Google Pay, and sometimes PayPal. SEPA transfers take 0-2 business days; cards and e-wallets are typically instant. Brokers cannot accept third-party deposits — funds must come from an account in the trader name.

Broker review: Pepperstone

Pepperstone serves EU clients through its CySEC-regulated entity (part of a group also licensed by BaFin, the FCA and ASIC), offering razor-sharp spreads, zero minimum deposit, and excellent execution across MT4, MT5, cTrader, and TradingView.

Broker review: IC Markets

IC Markets is an ASIC and CySEC-regulated true ECN broker offering one of the deepest cTrader integrations in the industry, with average EUR/USD spreads of 0.02 pips on Raw Spread.

What is the best forex broker in Germany?

For German traders in 2026, Pepperstone leads (9.3/10) thanks to its BaFin licence (Pepperstone GmbH, license 151148). IG Europe GmbH (BaFin license 148759) is a strong runner-up. Both offer ESMA-compliant leverage, German-language support, and SEPA EUR funding.