Trading Overview
Romania has one of the fastest-growing retail trading communities in Eastern Europe. The ASF (Autoritatea de Supraveghere Financiara / Financial Supervisory Authority) regulates the Romanian financial market and ensures compliance with EU directives, including MiFID II and ESMA leverage restrictions.
Romania's 10% flat capital gains tax rate is among the lowest in the entire EU, making it one of the most tax-efficient jurisdictions for forex traders. This low rate, combined with relatively low living costs, has made Romania an attractive base for active traders. Brokers do not typically withhold tax, so Romanian traders must self-declare and pay through annual tax returns.
Popular brokers among Romanian traders include XM, eToro, and XTB, all accessible through EU passporting. Romania uses the RON (Romanian Leu) rather than the Euro, so traders should consider FX conversion costs when opening accounts in other currencies.
Regulator
ASF
Currency
RON
Compensation Limit
EUR 20,000 (securities)
Language
Romanian
Tax Information
Forex trading profits are taxed at a flat rate of 10% on capital gains, one of the lowest rates in the EU. Losses can be offset against capital gains in the same year. Traders must file an annual tax declaration and pay the tax themselves as brokers typically do not withhold.
This is general information only. Consult a local tax advisor for guidance specific to your situation.
Investor Protection & Compensation
Compensation Limit: EUR 20,000 (securities)
If a regulated broker operating in Romania becomes insolvent, eligible clients are covered by the national investor compensation scheme up to the limit shown above. This protection is mandatory under EU law for all regulated investment firms.
All EU-regulated brokers must also provide negative balance protection and keep client funds in segregated accounts separate from their operating funds.
Popular Brokers in Romania
The most widely used forex brokers among traders in Romania, all regulated for the EU market.
Min Deposit
$5
EUR/USD
0.6 pips
Max Leverage
30:1
XM is ideal for beginner EU traders, offering a $5 minimum deposit, award-winning education, multilingual support in 30+ languages, and CySEC regulation.
Min Deposit
$50
EUR/USD
1.0 pips
Max Leverage
30:1
eToro is the world's leading social trading platform, letting EU traders copy successful investors while also offering commission-free stock trading alongside forex.
Min Deposit
None
EUR/USD
0.1 pips
Max Leverage
30:1
XTB is a publicly listed Polish broker with an award-winning xStation platform, commission-free stock investing, and some of the best educational content in Europe.
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