XM vs Exness
Head-to-head comparison of fees, platforms, regulation, and trading conditions to help you choose the right EU broker in 2026.
CFD risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs.
Quick Verdict
Exness scores higher overall at 9.4/10 vs 8.7/10.
Score Comparison
Trading Conditions
| Condition | XM | Exness |
|---|---|---|
| Min Deposit | $5 | $10 |
| EUR/USD Spread | 0.6 pips (Ultra Low), 1.6 pips (Standard) | 0.0 pips (Raw), 0.3 pips (Pro), 1.0 pips (Standard) |
| Commission | None | $3.50 per lot per side (Raw), None (Pro/Standard) |
| Leverage (Retail) | 30:1 | 30:1 |
| Leverage (Pro) | 500:1 | Unlimited (offshore) |
| Swap-Free | Yes | Yes |
| Withdrawal Fee | Free | Free (instant withdrawals available) |
Platform Comparison
XM Platforms
- MetaTrader 4
- MetaTrader 5
- XM App
Micro, Standard, Ultra Low, Shares
Exness Platforms
- MetaTrader 4
- MetaTrader 5
- Exness Terminal
- Exness App
Standard, Standard Cent, Pro, Raw Spread, Zero
Regulation & Safety
XM Regulation
CySEC
ASIC
IFSCICF up to EUR 20,000
Exness Regulation
FCA
FSAICF up to EUR 20,000
Overall Verdict
Exness takes the overall win with a score of 9.4 vs 8.7, winning 4 out of 7 individual categories compared to XM's 1.
In terms of costs, Exness also leads on fees. On the regulatory front, Exness with both offering comparable regulatory protection.
Choose Exness if you prioritise its strengths in the categories where it leads. Choose XM if you value the specific areas where it scores higher, such as education.
CFD Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.