Equiti vs XM
Head-to-head comparison of fees, platforms, regulation, and trading conditions to help you choose the right EU broker in 2026.
Last updated: 29 May 2026
Tier-1 regulated only. We only list brokers regulated by FCA, CySEC, BaFin, ASIC, or equivalent tier-1 regulators.
CFD risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs.
Quick Verdict
XM scores higher overall at 8.7/10 vs 8.0/10.
Score Comparison
Trading Conditions
| Condition | Equiti | XM |
|---|---|---|
| Min Deposit | None | $5 |
| EUR/USD Spread | 0.0 pips (Premier), ~1.0 pip (Standard) | 0.6 pips (Ultra Low), 1.6 pips (Standard) |
| Commission | ~$7 round-turn (Premier); none (Standard, spread-only) | None |
| Leverage (Retail) | Up to 1:30 | Up to 1:30 |
| Leverage (Pro) | 500:1 | |
| Swap-Free | Yes | Yes |
| Withdrawal Fee | Free | Free |
Platform Comparison
Equiti Platforms
- MetaTrader 4
- MetaTrader 5
- EQTrader
Standard, Premier, Classic
XM Platforms
- MetaTrader 4
- MetaTrader 5
- XM App
Micro, Standard, Ultra Low, Shares
Regulation & Safety
Equiti Regulation
None for EU/UK retail — the CySEC (Equiti Global Markets Ltd, 415/22) and FCA (Equiti Capital UK Ltd, 528328) entities serve professional and eligible-counterparty clients only; EU/UK retail access is via the Seychelles FSA offshore entity, outside the ICF
XM Regulation
ICF up to EUR 20,000
Overall Verdict
XM takes the overall win with a score of 8.7 vs 8.0, winning 6 out of 7 individual categories compared to Equiti's 0.
In terms of costs, XM also leads on fees. On the regulatory front, XM with both offering comparable regulatory protection.
Choose XM if you prioritise its strengths in the categories where it leads. Choose Equiti if you value the specific areas where it scores higher, such as its specific use case.
CFD Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.