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Account Funding · 2026

Trading 212 Minimum Deposit 2026

How much do you need to open a Trading 212 account, which payment methods are accepted, and how does it compare to the lowest-deposit EU brokers?

ESMA Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Quick Answer

Trading 212 minimum deposit is €1. This is the minimum amount required to activate live trading on the FCA-regulated entity.

Accepted Deposit Methods

Payment options available to fund your Trading 212 account.

Bank Transfer
Credit/Debit Card
Apple Pay
Google Pay
PayPal
Skrill
iDEAL
Sofort

Lowest-Deposit Alternatives

EU-regulated brokers you can open with less capital than Trading 212.

Pepperstone

No minimum

BaFin regulated

IG

No minimum

BaFin regulated

Saxo Bank

No minimum

Danish FSA regulated

Frequently Asked Questions

What is the minimum deposit for Trading 212?
Trading 212's minimum deposit is €1. This applies to the standard retail account opened through the FCA-regulated entity and covers the most common funding methods accepted by the broker.
How can I deposit funds at Trading 212?
Trading 212 accepts the following deposit methods in 2026: Bank Transfer, Credit/Debit Card, Apple Pay, Google Pay, PayPal, Skrill, iDEAL, Sofort. Bank transfers typically clear within 1-3 business days, while card and e-wallet deposits are usually processed instantly.
Can I open a Trading 212 account with less than €1?
Trading 212 requires a minimum deposit of €1 to activate live trading. Some EU-regulated competitors accept lower first deposits for traders who want to start small.
Is the minimum deposit refundable at Trading 212?
Yes, deposited funds at Trading 212 belong to you and can be withdrawn at any time. Withdrawals are processed via the same payment methods used for deposits with no withdrawal fee. KYC verification must be completed before the first withdrawal.
What currencies does Trading 212 support for deposits?
Trading 212 supports multiple base currencies including EUR as shown on the account. EU traders should open an EUR-denominated account where possible to avoid currency conversion fees on every deposit.

Open a Trading 212 account

Get started with €1 in a fully EU-regulated environment.

Read Full ReviewVisit Trading 212

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.