Regulation & Safety · 2026

Swissquote Regulation & Safety 2026

All regulators, license numbers, compensation schemes, and regulatory history for Swissquote as of April 2026.

ESMA Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Quick Answer

Yes, Swissquote is fully regulated. It holds 3 active licenses from FINMA, FCA, SFC. Compensation scheme: Swiss Banking Deposit Guarantee up to CHF 100,000. Regulation score: 9.8/10.

All Regulators & License Numbers

Swissquote's regulatory framework as of April 2026.

FINMA

Jurisdiction: Switzerland

License No. Banking License

FCA

Jurisdiction: UK

License No. 562170

SFC

Jurisdiction: Hong Kong

License No. AZB434

Compensation Scheme

Swiss Banking Deposit Guarantee up to CHF 100,000

This scheme protects eligible clients in the event of broker insolvency. The ceiling applies per client per firm, and coverage is automatic for all qualifying retail clients.

Years Operating Under Current License

Swissquote was founded in 1996 and has been operating for approximately 30 years as of April 2026. Long operational history under active regulation is one of the strongest positive signals of broker trustworthiness.

Regulatory History

Based on publicly available regulatory records as of April 2026, we have identified no material enforcement actions, sanctions, or fines against Swissquote from FINMA, FCA, SFC. All licenses remain active. Before opening a live account, we recommend cross-checking the current status of each license directly on the respective regulator's official public register.

Client Protection Summary

Negative Balance Protection

Yes — ESMA-mandated for EU retail clients, guaranteeing accounts cannot go below zero.

Segregated Funds

Yes— Client money held in dedicated accounts separate from the broker's operational capital.

ESMA Compliance

Yes — Subject to EU leverage caps, disclosure obligations, and best execution requirements under MiFID II.

Regulatory Score

9.8 / 10 — Our regulation dimension score, updated quarterly.

Frequently Asked Questions

Is Swissquote regulated?

Yes, Swissquote is regulated by 3 authorities: FINMA (Switzerland, License Banking License); FCA (UK, License 562170); SFC (Hong Kong, License AZB434). Swissquote is fully ESMA-compliant for EU clients.

What is Swissquote's license number?

Swissquote holds the following licenses: FINMA license Banking License, FCA license 562170, SFC license AZB434. You can verify each license directly on the respective regulator's public register.

Is Swissquote covered by an investor compensation scheme?

Yes. Swissquote participates in the Swiss Banking Deposit Guarantee up to CHF 100,000. In the unlikely event of broker insolvency, eligible EU clients are covered for losses arising from broker failure up to the scheme's per-client ceiling.

Has Swissquote been fined or sanctioned?

Based on publicly available regulatory records as of April 2026, Swissquote has no material history of enforcement actions or sanctions from FINMA, FCA, SFC. All licenses remain active. We recommend checking the current status directly on each regulator's website before opening an account.

Does Swissquote have top-tier regulation?

Yes, Swissquote holds at least one top-tier license from: FINMA, FCA. Top-tier regulators apply stricter capital, operational, and reporting requirements than second-tier authorities.

How long has Swissquote been operating?

Swissquote was founded in 1996 and has been operating for approximately 30 years. Long operational history under active regulation is a positive signal for trust and stability.

Trade with confidence at Swissquote

Fully regulated with investor compensation coverage and ESMA protections.

Read Full Review Visit Swissquote

CFD Risk Warning

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.