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Account Funding · 2026

OANDA Minimum Deposit 2026

How much do you need to open a OANDA account, which payment methods are accepted, and how does it compare to the lowest-deposit EU brokers?

ESMA Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Quick Answer

OANDA minimum deposit is zero. There is no minimum deposit requirement.

Accepted Deposit Methods

Payment options available to fund your OANDA account.

Bank Transfer
Credit/Debit Card
PayPal
Skrill

Frequently Asked Questions

What is the minimum deposit for OANDA?
OANDA's minimum deposit is zero. This applies to the standard retail account opened through the FCA-regulated entity and covers the most common funding methods accepted by the broker.
How can I deposit funds at OANDA?
OANDA accepts the following deposit methods in 2026: Bank Transfer, Credit/Debit Card, PayPal, Skrill. Bank transfers typically clear within 1-3 business days, while card and e-wallet deposits are usually processed instantly.
Can I open a OANDA account with less than zero?
OANDA has no minimum deposit requirement, so you can fund your account with any amount you are comfortable risking.
Is the minimum deposit refundable at OANDA?
Yes, deposited funds at OANDA belong to you and can be withdrawn at any time. Withdrawals are processed via the same payment methods used for deposits with no withdrawal fee. KYC verification must be completed before the first withdrawal.
What currencies does OANDA support for deposits?
OANDA supports multiple base currencies including EUR as shown on the account. EU traders should open an EUR-denominated account where possible to avoid currency conversion fees on every deposit.

Open a OANDA account

Get started with zero in a fully EU-regulated environment.

Read Full ReviewVisit OANDA

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.