Deposit & Withdrawal Guide · 2026
Interactive Brokers Deposit & Withdrawal Methods
Everything you need to know about funding and withdrawing from your Interactive Brokers account — supported payment methods, processing times, fees, and minimum deposit requirements.
ESMA Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Quick Answer
Interactive Brokers accepts 3 deposit methods: Bank Transfer, ACH, Wire Transfer. Minimum deposit is none (no minimum). Withdrawal fee: Free (1 per month, then varies by method).
Key Funding Details
Minimum Deposit
None
EUR
Withdrawal Fee
Free (1 per month, then varies by method)
Deposit Methods
3
payment options
Deposit Methods at Interactive Brokers
All supported funding options with estimated processing times and fees.
Bank Transfer
Processing: 2-5 business days
Fee: Free (intermediary bank fees may apply)
ACH
Processing: 1-3 business days
Fee: Varies
Wire Transfer
Processing: 2-5 business days
Fee: Free (intermediary bank fees may apply)
Withdrawal Information
How to withdraw funds from your Interactive Brokers account.
Withdrawal Fee
Free (1 per month, then varies by method)
Available Withdrawal Methods
Withdrawals are generally processed via the same method used for deposit, in accordance with anti-money-laundering regulations. Interactive Brokers supports withdrawals through Bank Transfer, ACH, Wire Transfer.
Processing Times
Withdrawal requests are typically processed within 1 business day by Interactive Brokers. The actual time to receive funds depends on the payment method: e-wallets and card refunds are usually same-day once processed, while bank transfers may take 2-5 additional business days.
Important Notes
EU-regulated brokers are required to verify your identity before processing your first withdrawal. Ensure your KYC documentation is complete to avoid delays. First-time withdrawals may take longer while additional verification checks are performed.
Deposit Tips for Interactive Brokers
Use the same currency as your account base currency
Depositing in EUR (or your account base currency) avoids conversion fees, which can range from 0.5% to 1% above the interbank rate.
Choose e-wallets for fastest processing
Methods like credit cards, PayPal, Skrill, and Neteller are typically processed instantly, while bank transfers may take several business days.
Complete KYC verification early
EU regulations require identity verification. Completing this before your first withdrawal request prevents processing delays.
Ready to fund your Interactive Brokers account?
Read the full review or open a live account directly.
CFD Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.