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TopStep vs Fidelcrest

Head-to-head prop firm comparison covering challenge fees, profit targets, profit splits, trading rules, and platform support to help you pick the right funded account in 2026.

T
TopStep
Est. 2012 · Chicago, USA
8.3
VS
F
Fidelcrest
Est. 2018 · Nicosia, Cyprus
7.9

Quick Verdict

TopStep
6 categories won
Tied
2 categories
Fidelcrest
0 categories won

TopStep scores higher overall at 8.3/10 vs 7.9/10.

Score Comparison

OverallTopStep wins
TopStep8.3
Fidelcrest7.9
PricingTopStep wins
TopStep9.5
Fidelcrest7.0
PlatformsTie
TopStep7.5
Fidelcrest7.5
RulesTie
TopStep7.5
Fidelcrest7.5
PayoutsTopStep wins
TopStep9.0
Fidelcrest7.0
SupportTopStep wins
TopStep8.5
Fidelcrest8.0
EducationTopStep wins
TopStep9.5
Fidelcrest7.5
ReputationTopStep wins
TopStep9.0
Fidelcrest8.5
ValueTopStep wins
TopStep9.0
Fidelcrest7.5

Challenge Comparison

Comparing the $100K challenge (or largest available) from each firm.

DetailTopStepFidelcrest
Challenge NameTrading CombinePro Normal
Account Size$100,000$100,000
Price$99$549
Profit Target$6,00010% (Phase 1), 5% (Phase 2)
Max Loss$3,00010%
Max Daily Loss$1,5005%
Profit Split90%80%
DurationUnlimited60 days (Phase 1), 60 days (Phase 2)

Platform Comparison

TopStep Platforms

  • TopStepX
  • TradingView
  • NinjaTrader
Instruments:
Futures (CME, CBOT, NYMEX, COMEX)Forex (via futures)

Fidelcrest Platforms

  • MetaTrader 4
  • MetaTrader 5
Instruments:
ForexIndicesCommoditiesStocksCrypto

Trading Rules Comparison

TopStep Rules

  • 1Must follow the Trading Combine rules
  • 2Maximum daily loss limit must be respected
  • 3Trailing drawdown on funded accounts
  • 4Minimum 5 trading days
  • 5No holding positions during major news (optional)
Payout Frequency:

Weekly (after initial waiting period)

Payout Methods:

Bank Transfer, ACH

Fidelcrest Rules

  • 1Minimum 10 trading days per evaluation phase
  • 2Maximum daily loss based on starting balance
  • 3Maximum overall loss based on starting balance
  • 4No martingale strategies allowed
  • 5News trading allowed with caution
  • 6EA trading permitted
Payout Frequency:

Monthly (every 30 days)

Payout Methods:

Bank Transfer, Crypto, Payoneer

Overall Verdict

WinnerTopStep8.3

TopStep takes the overall win with a score of 8.3 vs 7.9, winning 6 out of 8 individual categories compared to Fidelcrest's 0.

In terms of costs, TopStep also leads on pricing. On the payout front, TopStep and offers better payout conditions.

Choose TopStep if you prioritise its strengths in the categories where it leads. Choose Fidelcrest if you value the specific areas where it scores higher, such as its specific use case.

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.