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Pepperstone vs Capital.com

Head-to-head comparison of fees, platforms, regulation, and trading conditions to help you choose the right EU broker in 2026.

P
Pepperstone
Est. 2010 · Melbourne, Australia
9.3
VS
C
Capital.com
Est. 2016 · London, UK
8.6

Quick Verdict

Pepperstone
5 categories won
Tied
0 categories
Capital.com
2 categories won

Pepperstone scores higher overall at 9.3/10 vs 8.6/10.

Score Comparison

OverallPepperstone wins
Pepperstone9.3
Capital.com8.6
Fees & CostsPepperstone wins
Pepperstone9.4
Capital.com8.8
PlatformsPepperstone wins
Pepperstone9.3
Capital.com8.7
RegulationPepperstone wins
Pepperstone9.5
Capital.com9.0
ExecutionPepperstone wins
Pepperstone9.5
Capital.com8.3
SupportPepperstone wins
Pepperstone9.0
Capital.com8.5
EducationCapital.com wins
Pepperstone8.0
Capital.com8.8
InstrumentsCapital.com wins
Pepperstone8.8
Capital.com9.4

Trading Conditions

ConditionPepperstoneCapital.com
Min DepositNone€20
EUR/USD Spread0.0 pips (Razor), 0.69 pips (Standard)0.6 pips average
Commission$3.50 per lot per side (Razor), None (Standard)None (spread-only)
Leverage (Retail)30:130:1
Leverage (Pro)500:1500:1
Swap-FreeYesYes
Withdrawal FeeFreeFree

Platform Comparison

Pepperstone Platforms

  • MetaTrader 4
  • MetaTrader 5
  • cTrader
  • TradingView
Account Types:

Standard, Razor

Capital.com Platforms

  • Capital.com Platform
  • Capital.com App
  • MetaTrader 4
  • TradingView
Account Types:

Standard, Plus, Premier

Regulation & Safety

Pepperstone Regulation

BaFinGermanyCySECCyprusFCAUKASICAustralia
ESMA CompliantYes
Neg. Balance ProtectionYes
Segregated FundsYes
Compensation Scheme

ICF (Investor Compensation Fund) up to EUR 20,000

Capital.com Regulation

FCAUKCySECCyprusASICAustralia
ESMA CompliantYes
Neg. Balance ProtectionYes
Segregated FundsYes
Compensation Scheme

ICF up to EUR 20,000

Overall Verdict

WinnerPepperstone9.3

Pepperstone takes the overall win with a score of 9.3 vs 8.6, winning 5 out of 7 individual categories compared to Capital.com's 2.

In terms of costs, Pepperstone also leads on fees. On the regulatory front, Pepperstone and offers stronger regulatory protection.

Choose Pepperstone if you prioritise its strengths in the categories where it leads. Choose Capital.com if you value the specific areas where it scores higher, such as education and instruments.

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.