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XTB vs Swissquote

Head-to-head comparison of fees, platforms, regulation, and trading conditions to help you choose the right EU broker in 2026.

X
XTB
Est. 2002 · Warsaw, Poland
8.8
VS
S
Swissquote
Est. 1996 · Gland, Switzerland
8.8

Quick Verdict

XTB
4 categories won
Tied
0 categories
Swissquote
3 categories won

Score Comparison

OverallTie
XTB8.8
Swissquote8.8
Fees & CostsXTB wins
XTB8.5
Swissquote7.2
PlatformsXTB wins
XTB9.0
Swissquote8.5
RegulationSwissquote wins
XTB9.3
Swissquote9.8
ExecutionSwissquote wins
XTB8.5
Swissquote8.8
SupportXTB wins
XTB8.8
Swissquote8.0
EducationXTB wins
XTB9.2
Swissquote8.0
InstrumentsSwissquote wins
XTB8.8
Swissquote9.5

Trading Conditions

ConditionXTBSwissquote
Min DepositNoneCHF 1000
EUR/USD Spread0.1 pips (Pro), 0.5 pips (Standard)1.3 pips (Standard), 0.6 pips (Elite)
Commission$3.50 per lot per side (Pro), None (Standard)None (spread-only)
Leverage (Retail)30:130:1
Leverage (Pro)200:1100:1
Swap-FreeNoNo
Withdrawal FeeFree (above EUR 100)Free (CHF 10 for international bank transfer)

Platform Comparison

XTB Platforms

  • xStation 5
  • xStation App
Account Types:

Standard, Pro

Swissquote Platforms

  • Swissquote Platform
  • MetaTrader 4
  • MetaTrader 5
Account Types:

Standard, Premium, Prime, Elite

Regulation & Safety

XTB Regulation

KNFPolandCySECCyprusFCAUK
ESMA CompliantYes
Neg. Balance ProtectionYes
Segregated FundsYes
Compensation Scheme

KNF compensation scheme up to EUR 20,100

Swissquote Regulation

FINMASwitzerlandFCAUKSFCHong Kong
ESMA CompliantYes
Neg. Balance ProtectionYes
Segregated FundsYes
Compensation Scheme

Swiss Banking Deposit Guarantee up to CHF 100,000

Overall Verdict

Both brokers score equally overall at 8.8/10. The best choice depends on your specific priorities: review the individual category scores above to decide which broker better fits your trading style.

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.