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XTB vs Eightcap

Head-to-head comparison of fees, platforms, regulation, and trading conditions to help you choose the right EU broker in 2026.

X
XTB
Est. 2002 · Warsaw, Poland
8.8
VS
E
Eightcap
Est. 2009 · Melbourne, Australia
8.4

Quick Verdict

XTB
5 categories won
Tied
0 categories
Eightcap
2 categories won

XTB scores higher overall at 8.8/10 vs 8.4/10.

Score Comparison

OverallXTB wins
XTB8.8
Eightcap8.4
Fees & CostsEightcap wins
XTB8.5
Eightcap9.3
PlatformsXTB wins
XTB9.0
Eightcap8.8
RegulationXTB wins
XTB9.3
Eightcap8.8
ExecutionEightcap wins
XTB8.5
Eightcap8.8
SupportXTB wins
XTB8.8
Eightcap8.0
EducationXTB wins
XTB9.2
Eightcap7.0
InstrumentsXTB wins
XTB8.8
Eightcap8.5

Trading Conditions

ConditionXTBEightcap
Min DepositNone$100
EUR/USD Spread0.1 pips (Pro), 0.5 pips (Standard)0.0 pips (Raw), 1.0 pips (Standard)
Commission$3.50 per lot per side (Pro), None (Standard)$3.50 per lot per side (Raw), None (Standard)
Leverage (Retail)30:130:1
Leverage (Pro)200:1500:1
Swap-FreeNoYes
Withdrawal FeeFree (above EUR 100)Free

Platform Comparison

XTB Platforms

  • xStation 5
  • xStation App
Account Types:

Standard, Pro

Eightcap Platforms

  • MetaTrader 4
  • MetaTrader 5
  • TradingView
Account Types:

Standard, Raw

Regulation & Safety

XTB Regulation

KNFPolandCySECCyprusFCAUK
ESMA CompliantYes
Neg. Balance ProtectionYes
Segregated FundsYes
Compensation Scheme

KNF compensation scheme up to EUR 20,100

Eightcap Regulation

ASICAustraliaFCAUKCySECCyprus
ESMA CompliantYes
Neg. Balance ProtectionYes
Segregated FundsYes
Compensation Scheme

ICF up to EUR 20,000 (CySEC entity)

Overall Verdict

WinnerXTB8.8

XTB takes the overall win with a score of 8.8 vs 8.4, winning 5 out of 7 individual categories compared to Eightcap's 2.

In terms of costs, though Eightcap edges ahead on fees. On the regulatory front, XTB and offers stronger regulatory protection.

Choose XTB if you prioritise its strengths in the categories where it leads. Choose Eightcap if you value the specific areas where it scores higher, such as fees & costs and execution.

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.