Interactive Brokers vs XTB
Head-to-head comparison of fees, platforms, regulation, and trading conditions to help you choose the right EU broker in 2026.
Quick Verdict
Interactive Brokers scores higher overall at 9.1/10 vs 8.8/10.
Score Comparison
Trading Conditions
| Condition | Interactive Brokers | XTB |
|---|---|---|
| Min Deposit | None | None |
| EUR/USD Spread | 0.1 pips (average with commission) | 0.1 pips (Pro), 0.5 pips (Standard) |
| Commission | $2.00 per lot (tiered, volume-based discounts) | $3.50 per lot per side (Pro), None (Standard) |
| Leverage (Retail) | 30:1 | 30:1 |
| Leverage (Pro) | 200:1 | 200:1 |
| Swap-Free | No | No |
| Withdrawal Fee | Free (1 per month, then varies by method) | Free (above EUR 100) |
Platform Comparison
Interactive Brokers Platforms
- Trader Workstation (TWS)
- IBKR Mobile
- IBKR GlobalTrader
- Client Portal
Individual, Joint, IRA, Advisors, Institutional
XTB Platforms
- xStation 5
- xStation App
Standard, Pro
Regulation & Safety
Interactive Brokers Regulation
Irish Investor Compensation Scheme up to EUR 20,000
XTB Regulation
KNF compensation scheme up to EUR 20,100
Overall Verdict
Interactive Brokers takes the overall win with a score of 9.1 vs 8.8, winning 4 out of 7 individual categories compared to XTB's 2.
In terms of costs, Interactive Brokers also leads on fees. On the regulatory front, Interactive Brokers and offers stronger regulatory protection.
Choose Interactive Brokers if you prioritise its strengths in the categories where it leads. Choose XTB if you value the specific areas where it scores higher, such as support and education.
CFD Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.