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IG vs XTB

Head-to-head comparison of fees, platforms, regulation, and trading conditions to help you choose the right EU broker in 2026.

I
IG
Est. 1974 · London, UK
9.2
VS
X
XTB
Est. 2002 · Warsaw, Poland
8.8

Quick Verdict

IG
6 categories won
Tied
0 categories
XTB
1 categories won

IG scores higher overall at 9.2/10 vs 8.8/10.

Score Comparison

OverallIG wins
IG9.2
XTB8.8
Fees & CostsIG wins
IG8.8
XTB8.5
PlatformsIG wins
IG9.4
XTB9.0
RegulationIG wins
IG9.8
XTB9.3
ExecutionIG wins
IG9.2
XTB8.5
SupportXTB wins
IG8.5
XTB8.8
EducationIG wins
IG9.3
XTB9.2
InstrumentsIG wins
IG9.7
XTB8.8

Trading Conditions

ConditionIGXTB
Min DepositNoneNone
EUR/USD Spread0.6 pips average0.1 pips (Pro), 0.5 pips (Standard)
CommissionNone (spread-only on most accounts)$3.50 per lot per side (Pro), None (Standard)
Leverage (Retail)30:130:1
Leverage (Pro)222:1200:1
Swap-FreeNoNo
Withdrawal FeeFreeFree (above EUR 100)

Platform Comparison

IG Platforms

  • IG Platform
  • MetaTrader 4
  • ProRealTime
  • L2 Dealer
  • TradingView
Account Types:

CFD, Spread Betting (UK), Share Dealing, Professional

XTB Platforms

  • xStation 5
  • xStation App
Account Types:

Standard, Pro

Regulation & Safety

IG Regulation

BaFinGermanyFCAUKASICAustralia
ESMA CompliantYes
Neg. Balance ProtectionYes
Segregated FundsYes
Compensation Scheme

ICF up to EUR 20,000 (Germany), FSCS up to GBP 85,000 (UK)

XTB Regulation

KNFPolandCySECCyprusFCAUK
ESMA CompliantYes
Neg. Balance ProtectionYes
Segregated FundsYes
Compensation Scheme

KNF compensation scheme up to EUR 20,100

Overall Verdict

WinnerIG9.2

IG takes the overall win with a score of 9.2 vs 8.8, winning 6 out of 7 individual categories compared to XTB's 1.

In terms of costs, IG also leads on fees. On the regulatory front, IG and offers stronger regulatory protection.

Choose IG if you prioritise its strengths in the categories where it leads. Choose XTB if you value the specific areas where it scores higher, such as support.

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.