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CMC Markets vs XTB

Head-to-head comparison of fees, platforms, regulation, and trading conditions to help you choose the right EU broker in 2026.

CM
CMC Markets
Est. 1989 · London, UK
8.9
VS
X
XTB
Est. 2002 · Warsaw, Poland
8.8

Quick Verdict

CMC Markets
4 categories won
Tied
1 categories
XTB
2 categories won

CMC Markets scores higher overall at 8.9/10 vs 8.8/10.

Score Comparison

OverallCMC Markets wins
CMC Markets8.9
XTB8.8
Fees & CostsTie
CMC Markets8.5
XTB8.5
PlatformsCMC Markets wins
CMC Markets9.2
XTB9.0
RegulationCMC Markets wins
CMC Markets9.5
XTB9.3
ExecutionCMC Markets wins
CMC Markets8.8
XTB8.5
SupportXTB wins
CMC Markets8.3
XTB8.8
EducationXTB wins
CMC Markets8.7
XTB9.2
InstrumentsCMC Markets wins
CMC Markets9.5
XTB8.8

Trading Conditions

ConditionCMC MarketsXTB
Min DepositNoneNone
EUR/USD Spread0.7 pips average0.1 pips (Pro), 0.5 pips (Standard)
CommissionNone (spread-only)$3.50 per lot per side (Pro), None (Standard)
Leverage (Retail)30:130:1
Leverage (Pro)500:1200:1
Swap-FreeNoNo
Withdrawal FeeFreeFree (above EUR 100)

Platform Comparison

CMC Markets Platforms

  • Next Generation Platform
  • MetaTrader 4
Account Types:

CFD, Spread Betting (UK), Stockbroking

XTB Platforms

  • xStation 5
  • xStation App
Account Types:

Standard, Pro

Regulation & Safety

CMC Markets Regulation

BaFinGermanyFCAUKASICAustralia
ESMA CompliantYes
Neg. Balance ProtectionYes
Segregated FundsYes
Compensation Scheme

ICF up to EUR 20,000

XTB Regulation

KNFPolandCySECCyprusFCAUK
ESMA CompliantYes
Neg. Balance ProtectionYes
Segregated FundsYes
Compensation Scheme

KNF compensation scheme up to EUR 20,100

Overall Verdict

WinnerCMC Markets8.9

CMC Markets takes the overall win with a score of 8.9 vs 8.8, winning 4 out of 7 individual categories compared to XTB's 2.

In terms of costs, both brokers are evenly matched on fees. On the regulatory front, CMC Markets and offers stronger regulatory protection.

Choose CMC Markets if you prioritise its strengths in the categories where it leads. Choose XTB if you value the specific areas where it scores higher, such as support and education.

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.