How to Open a XTB Account Step-by-Step Guide

Everything you need to know to create, verify, and fund your XTB trading account. Follow our step-by-step guide to start trading in under 24 hours.

Open XTB Account

About XTB

XTB is a publicly listed Polish broker with an award-winning xStation platform, commission-free stock investing, and some of the best educational content in Europe.

Founded

2002

Warsaw, Poland

Overall Score

8.8/10

Regulation

KNF, CySEC, FCA

What You Will Need

Before you begin, make sure you have the following documents and information ready.

Valid Government-Issued ID

Passport, national ID card, or driver's license

Proof of Address

Utility bill or bank statement (last 3 months)

Email Address

A valid email for account verification

Phone Number

Mobile number for 2FA security

Step-by-Step: Open Your XTB Account

Visit the Official Website

Navigate to the broker's official website using our verified link. Make sure you are on the correct domain to avoid phishing sites.

Create Your Account

Click the 'Open Account' or 'Register' button. Fill in your personal details: full name, email address, phone number, date of birth, and country of residence.

Verify Your Identity (KYC)

Upload your proof of identity (passport, national ID, or driver's license) and proof of address (utility bill or bank statement dated within the last 3 months). EU regulation requires this step.

Fund Your Account

Choose a deposit method and fund your trading account. Most brokers process card and e-wallet deposits instantly. Bank transfers may take 1-3 business days.

Start Trading

Download your preferred trading platform, log in with your new credentials, and place your first trade. Consider starting with a demo account to practice risk-free.

XTB Account Details

Minimum Deposit	0 EUR
Leverage (Retail)	30:1
Leverage (Professional)	200:1
EUR/USD Spread	0.1 pips (Pro), 0.5 pips (Standard)
Commission	$3.50 per lot per side (Pro), None (Standard)
Account Types	Standard, Pro
Platforms	xStation 5, xStation App
Deposit Methods	Bank Transfer, Credit/Debit Card, PayPal, Skrill, Neteller
Withdrawal Fee	Free (above EUR 100)

Ready to Start Trading with XTB?

Open your account today. Minimum deposit: 0 EUR.

Open Account Now

Frequently Asked Questions

How long does it take to open a XTB account?

Opening a XTB account typically takes 5-10 minutes for the application. Identity verification (KYC) is usually completed within 24 hours, though many clients are verified within a few hours. Once verified, you can fund your account and start trading immediately.

What documents do I need for XTB?

You need a valid government-issued photo ID (passport, national ID, or driver's license) and a proof of address document (utility bill or bank statement dated within the last 3 months). EU regulations require all brokers to verify client identities before allowing trading.

What is the minimum deposit at XTB?

The minimum deposit at XTB is 0 EUR. You can fund your account via Bank Transfer, Credit/Debit Card, PayPal, and other methods. Most electronic deposits are processed instantly.

Is XTB safe and regulated?

Yes, XTB is regulated by KNF, CySEC, FCA. As an EU-regulated broker, XTB provides negative balance protection, segregated client funds, and participation in investor compensation schemes as required by ESMA regulations.

Quick Open

XTB

8.8/10Overall Score

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Key Facts

Min. Deposit: 0 EUR
Regulation: KNF
Platforms: 2
Swap-Free: No

Read Full XTB Review

CFD Risk Warning

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.